BANK FRANK When embarking on a new business, there are many uncertainties. But Matt Baker of M & S Transport was confident he knew what he wanted "l am grateful that Franklin Savings Bank was willing to take a chance on my business. I was treated with respect and made to feel important," says Baker. Now the business is up and running, he likes knowing he can call com- mercial lender RaeAnn Pike and get a quick response to his needs. Matt Baker of M & S Transport in Chesterville with FSB Commercial Lender RaeAnn Pike Franklin Savings Banlk FranklinSavings.Bank 800-287-0752 Farmington 778-3339 FDIC Skowhegan Joy Rangeley a winton. niver Valley Elsworth