I BANKS FRANK When embarking on a new business, there are many uncertainties. But Matt Baker of M & S Transport was confident he knew what he wanted. "I am grateful that Franklin Savings Bank was willing to take a chance on my business. I was treated with respect and made to feel important," says Baker Now the business is up and running, he likes knowing he can call com- mercial lender RaeAnn Pike and get a quick response to his needs. Matt Baker of M & S Transport in Chesterville with FSB Commercial Lender RaeAnn Pike AFranklin Savings Bank FranklinSavings. Bank 800-287-0752 Farmington 778-3339 Skowhegan Jay Rangeley Wilton River Valley-Ellsworth LENDER